How it works
John de Ridder has created a simple step-by-step Personal Money System to help you take a control of your money. This is how it works:
Silver Plan
Credit Card Calculator The Fido credit card calculator simplifies all your card-related complexities. Just fill in a few details... |
Monthly Budget Planner With this spreadsheet, you can capture every smallest detail of your monthly expenses that will help you... |
Spending Leaks Do you usually spend more than you budgeted for? Don't wait to realise this too late. Get help with this ... |
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Amortization Table Loans - principal amount, rate of interest, term, payment per year - too many details and at times, confusing!... |
Profit Volume-Cost Analysis Use this spreadsheet for the sales, revenue and cost calculations to help you analyse the break-even points... |
Yearly Business Budget Say no to accountants! Make the annual budget for your business yourself! This spreadsheet is easy... |
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Personal Budget Planner A worksheet that takes into account your income, assets, liabilities, taxes, living expenses, insurance, transport, entertainment... |
Car Loan & Costs This worksheet will help you estimate how much it might cost to purchase and maintain a new car. Take important ... |
Home Development How much does it cost to do up your house? What is the estimated worth of your property? How much ... |
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Bi-Monthly newsletter monthly Newsletters Full of tips that will save you money... |
Download CD Download CD on financial coaching. |
Download Book full of tips and information to turn around your finances. Start getting in control of your money rather than it controlling you. |
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Gold Plan
- 2 hour session with the financial coach and money expert
- Sustainable Living Standard – a living standard you can enjoy every year of your life, both before and after you retire.
- Lifetime Budget – what you can afford to spend every year, and how much you should save.
- Personal Money System – including specific recommendations for all of your spending and savings abilities.
Platinum Plan
- Your “Personal Money System” adjusted where necessary to maximise your potential in achieving your financial goals.
- Contact your money expert coach minimum of 12 times per year for guidance, so you will achieve your financial Goals.
- Credit Card Calculator
- Monthly Budget Plannerr
- Fast Track
- More in depth financial coaching
- Debt reduction program/ or savings ability
- Maximum savings ability
- Programme Design
- Mentor program regular tips
- Strategies with ongoing network support
- Annual and Progress Review – assessment of your progress relative to your Integrated Financial Plan, including spending management and asset accumulation, accomplishment of steps indicated by you and your financial goals.
- Cash and Debt Management:We work with you to establish adequate cash reserves to handle financial issues that come up in life. This involves establishing a debt elimination plan as well as major purchase assistance. For example, when it’s me to buy a car, we want to help make sure you get a good deal on the price and we will make a recommendation as to the smartest way to pay for it. Buying or refinancing a house or any other major purchase would trigger additional help from us.
- 1. Cash Reserves plan and
- 2. Debt Elimination plan.
- Interaction with you on a monthly basis. Regarding action items resulting from the plan.
- Goal Progress: We commit to contacting you proactively prior to every goal date you have established to give you the “game plan” for the accomplishment of each of your financial goals.
